How to Activate and Use Your UCard in 2025

The UCard from UnitedHealthcare is more than just an ID card. It’s your key to better health, savings, and convenience. Whether you’ve just received your new UCard or you’re not sure how to use it — this guide will walk you through everything step by step.

1. Activate Online

2. Activate by Phone

Visit the official site UCardHub.UHC.com

Call UCard Activation Support

Click on “Activate UCard”

Follow the automated steps or speak with a representative

Enter your member ID, UCard number, and date of birth

Follow the on-screen instructions

You’ll see a confirmation message once activation is complete

Etiam sodales ac felis id interdum

Set Up Your UCardHub Account

Check your available balance

View transaction history

Find eligible stores and providers

Access digital version of your UCard

Etiam sodales ac felis id interdum

Where and How to Use Your UCard

Over-the-counter (OTC) health items (vitamins, pain relief, etc.)

Healthy groceries (fruits, veggies, whole grains – plan-specific)

Utilities like gas, electric, and internet bills (if covered)

Public transportation (in select plans and locations)

Fitness & wellness items like gym memberships (plan-specific)